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Credit Card Issuers to Restart Charging Annual Fee
It seems that the major UK credit card companies may be forced
to reintroduce an annual fee to claw back lost profits due to
bad debt.
This is according to a report "Precious Plastic 2006" issued by
the accountancy firm Price Waterhouse...
Credit for Qualified Retirement Savings Contribution
Credit for Qualified Retirement Savings Contribution Here we are again its tax time. And with all the turmoil in our country not to mention in our private lives, Uncle Sam expects us to sit up and take notice of the time of year and file our tax...
Stop Think and Listen when Repairing Credit
One of the best tools for repairing credit is to stop, think,
and listen. If you are in debt, you need to stop and think about
your situation and stay alert to the activities on your credit
report. In this article, we are going to examine...
The Meaning of Credit Card Numbers
If you take a close look at your credit cards, you'll probably wonder what all those numbers stand for. Every digit actually stands for something specific. Let's have a look at each of those numbers in sequence.
The First Digit
Gasoline...
You can still remortgage even with bad credit!
If you wish to organise a bad credit remortgage, don’t just head automatically for a specialist.... A good mortgage company will adjust its lending criteria to suit the times, thus lenders are constantly evolving to suit the remortgage UK market....
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Monitoring Your Credit Is Easy As 1-2-3!
Thanks to the FACT(Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep an eye on your credit profile throughout the year easy as 1-2-3.
1) Why should I monitor my credit?
Checking your credit report regularly is a vital step to establishing good credit, especially if you anticipate making a major purchase such as a car or a home. If your credit report contains errors, and many do, this could prevent you from being offered the best credit terms from a lender.
You can also monitor your credit for signs of identity theft. More than 10 million
cases of identity theft were reported to the FTC last year alone! (For steps on how to prevent ID theft, see the free e-book offer at the end of this article).
2) How do I check my credit report for FREE?
The FACT Act required the three major credit reporting agencies to set up an internet site where consumers can request their reports at no charge annually. That site is About the Author
© 2005, http://www.yourfreecreditreportnow.com
Author: James H. Dimmitt
James is author of “IDENTITY THEFT - How To Avoid Becoming the Next Victim!”, a free e-book offered for subscribers to his weekly newsletter “To Your Credit”.
You can subscribe, and receive the e-book at no cost, when you visit http://www.yourfreecreditreportnow.com
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